Can You Collect Unemployment and Disability at the Same Time
Tin can I Utilise for Unemployment & Long Term Disability?
COVID-19 has impacted all areas of our lives, including our employment opportunities. Millions of people are out of piece of work considering of coronavirus-related issues. Some individuals adult the virus and could not piece of work for an extended period. Other individuals have lost their jobs considering of the pandemic. The unemployment rate in the Us increased from 3.8 percent in February of 2022 to 13 per centum in May of 2020. Over fourteen million people were out of work.
Many people filed for unemployment. Still, some individuals who became ill might have practical for disability benefits. Unfortunately, applying for unemployment benefits and long-term disability benefits at the same time could result in both applications being denied.
Unemployment Benefits vs. Disability Benefits
When yous apply for unemployment benefits, you are acknowledging that you are able and ready to work if a job becomes available. The unemployment office requires individuals who receive unemployment benefits to actively seek employment. Refusing reasonable offers for jobs or failing to actively search for work is a reason to stop your unemployment benefits.
On the other hand, when you apply for long-term disability benefits, you claim the exact reverse. Whether yous are applying for Social Security disability income (SSI or SSDI) or applying for long-term disability benefits through a individual insurance carrier, you lot are stating in your application that you are unable to work considering of a qualifying inability.
The definition of disabled may differ slightly between government and private disability insurance. Even so, the mutual factor is that you are claiming yous cannot work.
Can I Apply for Both Unemployment & Long-Term Inability Benefits?
Yes, yous can apply for unemployment benefits and long-term benefits at the same time, but it is typically not a expert idea. When you file your applications for benefits, you lot are contradicting yourself. On the unemployment application, you state you can piece of work. On the disability application, you state you cannot piece of work.
The land unemployment office may deny your awarding based on your exclamation that you cannot work. Likewise, the Social Security Assistants or the private disability insurance carrier may point to your unemployment application or benefits as proof that you tin work.
When Can Y'all Receive Both Unemployment & Long-Term Disability Benefits?
Information technology is unlikely that you will qualify for unemployment and disability benefits at the same time. However, at that place are always exceptions to the general rule.
For case, y'all might qualify for unemployment benefits if you are partially disabled while receiving partial long-term disability payments. Fifty-fifty so, it is all-time to talk with our long-term disability lawyer earlier you utilise for either unemployment or long-term inability benefits.
Information technology is more probable that you lot might authorize for unemployment benefits followed past long-term disability benefits or vice versa. All the same, the application procedure tin can exist tricky. If you file a 2nd awarding for benefits immediately later on the termination of the other do good, your statements from your get-go application could impact your 2d application. Again, it is best to speak with our long-term disability attorney if you believe you could qualify for both unemployment and long-term disability benefits.
Some other issue that you could encounter is the termination of your long-term inability insurance coverage. If you lose your task, your employer may cease your LTD policy. Nevertheless, some LTD policies remain in effect for a short menses later employment terminates.
Therefore, contact our experienced long term inability attorney correct away. Depending on your medical status, yous could qualify for LTD fifty-fifty though you are recently unemployed. You lot must human activity quickly to use. If yous subsequently go unable to work, you may and then qualify for unemployment benefits until you lot tin can return to work.
Work with our Experienced Long Term Disability Chaser
If you are trying to decide whether you can receive disability benefits and unemployment benefits, your first step is to consider whether you can piece of work. It can be difficult to show you are unable to piece of work without convincing medical bear witness. Our long term disability lawyer can help.
Our attorney can review your situation in low-cal of the eligibility requirements for both unemployment and long term disability benefits. Subsequently a careful assay, our attorney advises you lot of your options and the likelihood of success. Based on the advice, you can brand a conclusion that is best for your situation. Moving frontwards without legal communication could hurt your risk of qualifying for long-term inability benefits and unemployment benefits.
Contact Our Long Term Disability Lawyer in Kansas Metropolis
The Police Part of Kevin J. McManus assists clients as they seek long-term disability and short-term inability benefits and after such benefits have been denied. If you have questions about inability benefits or would like to entreatment a denial of long-term disability benefits, delight contact our law house in Kansas City, Missouri.
We have a costless book yous tin can download right now to guide you lot through the process. Additionally, nosotros offerfree reviews of denial letters from a disability insurance company and can offer a strategy on how to fight back. Whatever you lot cull to do, don't wait - call today at 816-203-0143.
Source: https://www.kevinmcmanuslaw.com/blog/applying-for-unemployment-and-long-term-disability.cfm
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